Mistakes can be so costly when it comes to your personal finances. The problem is that most are not intentional, they come from a lack of information or from bad information in general. In this blog post, we are going to look at 5 real life examples of mistakes people were making before they became our client. The interesting part…
I promised to keep you all informed as new information about student loans became available, so here is a much-needed update following last weeks announcement: $10,000 of forgiveness is being granted for those who earn less than $125,000 Graduate loans do count for this (most people did not think they would) That is for singles and rumor has it that…
It seems as if every millennial’s main goal is to start generating passive income. I get it, who wouldn’t want to make money doing nothing? The idea of passive income sounds and is amazing. In this blog post, we are going to talk about what passive income is and is not, as well as some passive income ideas for you! …
Everyday I use various calculators or financial tools to help model different situations, decisions, etc. for my clients. I now realize that most people are unaware of these and know it would be helpful to list them out. Here are my favorite calculators/tools I use! 1. Calculator To Predict Future Value of Investment Accounts Most people have no idea how…
Your 20’s is all about learning, growing, sharpening your skills, and finding the right career path. It’s about saying yes to every opportunity that comes your way. Now your 30’s is completely different… Let’s get into the 8 areas you need to focus on during this period of life! 1. Maximize Your Financial Situation In your 30’s, you want to…
You can either F*** around and waste your 20’s, or you can use your 20’s to turbocharge your life. It’s your choice to either look back on these years fondly or with regret. Here are 7 key areas to focus on in your 20’s to make sure you make the most of them (and a story of mine). 1. Focus…
Over the last 2 years, I have put out: 100+ blog posts 75+ podcast 30+ newsletters Thousands of posts on twitter, LinkedIn, and instagram In this blog post, I am going to share with you all of my top posts broken down by topic. I hope this helps you get a better understanding of all things personal finance. Here are…
You cannot just wing it as a business owner. Your livelihood is at risk here. You have to look at the numbers to ensure you are growing the right business for your life. Here are the most important one’s to focus on. 1. Profit For some, they look at profit as Revenue – expenses – compensation = profit But with…
1. “Only 42% of stocks over their entire lifetimes provide a higher return than one-month Treasuries, and more than half provide negative lifetime returns” Think about this, 1 of every 2 stocks has a negative return. Yet, most people think they can pick the winners from reading a couple blog posts or scanning through twitter. It’s not that easy. This…
“Chadwick Boseman’s estate was worth nearly $4M and his family lost $900k of it to lawyers fees for probate court just because he did not have a will and other estate planning documents done.” Almost 25% gone. Why? Because he did not get his estate planning done. You can argue with me about the numbers all day, but I did…