Big Picture, Financial Planning, Millennials

What is an HSA, Why You Should Consider One, and How To Keep Good Records

If you’re looking to save money on healthcare costs, you might have heard of Health Savings Accounts (HSAs). HSAs are a popular option for many people, but what exactly are they, and how can they benefit you? Oftentimes I find millennials mixing up FSA’s (flexible spending accounts) and HSA’s. FSA’s are a great option for those who want to contribute,…

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Financial Planning, Millennials

How To Use Money To Make You Happier

Growing up, we often heard that “money can’t buy happiness.” While I understand the why we were told this, I don’t fully agree with this statement. It’s true that buying material possessions like a fancy car, designer clothes, or a luxurious house won’t necessarily lead to happiness, especially if you lack meaningful relationships in your life or people to share…

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Financial Planning, Millennials

Do You Need A Financial Plan Or Financial Planner?

I find myself having the same conversation with almost every prospective client, and I’ve realized that it’s a topic I’ve never written about before, even though it’s an extremely important one. Many people in my industry believe that everyone needs an ongoing relationship with a financial planner. However, I disagree. Consider the health and fitness industry and the different needs…

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