Stocks are down, the S&P 500 is down, bonds are down, and crypto is down. Red is all we are seeing. We have officially entered a recession and it may not be ending anytime soon. I get it, many of you are feeling worried about the future. It’s uncertain and that is scary. Well, this post was created for you.…
“Employers posted a record 11.5 million job openings in March and the United States now has an unprecedented two job openings for every 1 person who is unemployed.” – Washington AP You heard that right. There are currently 2 jobs available for every 1 person unemployed, meaning we are in an employees’ market. Companies are looking to hire and are…
In this past, the only things you could really invest in were stocks, bonds, commodities, and real estate you owned outright. However, the world has changed and you can now invest in pretty much anything you want to. Let’s look at some of the options you have today! 1) Wine 🍷 Wine has been a valued good for as long as…
According to CNBC “Social Security reserves are projected to be fully depleted by 2035.” Let’s be real, we have all heard this many times in the last 10 years and it seems like every year the timeline is moving up. As someone in their 20’s-40’s, you probably are not planning on receiving social security benefits. Almost everyone I talk to…
“Bitcoin is a scam” “Bitcoin is a ponzi scheme, it has no real value” “We don’t need crypto in the US, they will never allow it” These are the same sentiments I hear about Bitcoin all the time, and they rarely come from those who have taken the effort to learn about it. They’re simply echoing what they’ve heard from…
Personal finance is as personal as it gets. We all have different beliefs on what everyone should be doing with their money, but the thing is we should all be doing different things with our money. In this post, I am going to examine 5 different personal finance beliefs that I completely disagree with. 1. You Need To Budget and…
According to Salary.com “Only 37% of people always negotiate their salaries—while an astonishing 18% never do. Even worse, 44% of respondents claim to have never brought up the subject of a raise during their performance reviews.” It’s safe to say that most people do not negotiate their salaries and the impact this can have on your lifetime earnings is massive. …
It has been about 3 months since the Biden administration extended the pause on federal student loans, however, they did make it clear that this is the last time. This means everyone will be required to start paying on their loans again on February 1, 2022. It’s crazy it has already been 2 years (almost) since borrowers were required to…
As lame as it may sound, I view every day as a learning opportunity. Ever since I started creating content, I have taken note of the key things I have learned each day. Some days I learn something new, somedays I am reminded of something that I needed to relearn that day. In honor of my 26th birthday, I want…
According to the Census Bureau, more than 4.4 million new businesses were created in the U.S. during 2020 — the highest ever on record. That’s a 24% increase from 2019 and is 51.0% higher than the 2010-19 average. COVID accelerated the shift to this digital world we live in making it easier than ever to start a business. I am…