Favorite Articles/Podcasts/Videos
- Jonathan Clements – Hanging Tough – “Third, I have plenty of cash to cover my costs in the years ahead. I’m still making enough to cover my living expenses, thanks mostly to my work for Creative Planning. But even if that went away, I have enough in short-term bond funds and cash investments to cover my living expenses for the next five years, which should be enough to ride out a market decline without being compelled to sell stocks. Finally, as I argued last year, I don’t see any alternative to owning stocks. After factoring in taxes and inflation, cash investments and most bonds are priced to lose money. Readers have suggested more promising alternatives, such as buying rental real estate or becoming a partner in a small business. But I’m not inclined to take on the hassles and risk involved. The upshot: Despite the frothiness I see at the fringes of the financial markets, I’m sticking with stocks. That may prove to be the wrong choice in the short term, but I don’t see any long-run alternative.”
- Jessica Dickler – The Fed keeps rates near zero — here’s how you can benefit– “Although the federal funds rate, which is what banks charge one another for short-term borrowing, is not the rate that consumers pay, the Fed’s moves still affect the borrowing and saving rates they see every day. The Fed’s historically low borrowing rates has made it easier to borrow money — while also making it less desirable to hoard cash. Here’s how consumers can take advantage of the Fed’s near-zero rate policy while it lasts.”
This Week by RLS
- Justin Castelli – You Are Your Life’s Creative Director
- Thomas Kopelman – What To Do With Your Old 401(k) After You Switch Jobs
- Thomas Kopelman – The Long Game Podcast Episode 11- Thomas Kopelman Interviewed By Justin Castelli

RLS Weekend Review
Each week my colleague, Justin Castelli, breaks down the headlines that may be impacting your financial plan. Will be back next week.